Hi there, My name is vince my mom was diagnosed with breast cancer 10 years ago, stage 2 she was treated with chemo and radiation and was at the time considered cured. During this process she applied for disability insurance with her bank for her mortgage and secured line of credit, she was approved which helped cover all the payments until she got better and went to work. Unfortunetly 10 years later she has been re-diagnosed with breast cancer again but this time spread to bones, we reapplied for benefits again with her bank only to be denied because even though she doesn't have breast cancer on her breast she does have a type of breast cancer and therefore from what i understand all insurance companies have a clause saying they won't pay for same disability twice. This basicly means that any women who suffers from breast cancer more than once will be declined.
our family was lucky that our mortgage was managable, i can't imagine other families who receive devastating news that their loved one is fighting the battle of their life and then know that they won't receive any mtg insurance (which we have been paying all these years in between diagnosis)
My advice to everyone who has ever had breast cancer and taken mtg disability, reach out to your bank or insurance companies and ask. I don't wish on any women to have to go through breast cancer once let alone twice, but unfortunetly some do, and i think it's important that everything is set up so that the last thing on your mind should be if you will able to pay bills to have a roof over your heads. I wish you all luck and a speady recovery, hope this is helpful to anyone.