I didn't know there was a question in the company's on-line form that could be so easily misinterpreted. By them or by me, it's a questionable point.
Survivors of estrogen-positive breast cancer beware. When the insurer says its
pre-coverage question on cancer excludes those "treated only with hormone therapies such as Tamoxifen, Femara, Arimedex" they don't mean you, unless you had no surgery and no radiation in the recent past.
What they mean is the question excludes survivors who haven't had surgery or radiation in the last 24 months but are still on Tamoxifen or Femara etc. They just do not say it and deny claims when they are filed.